It’s completely understandable that you’ll feel a little overwhelmed at first, but I’ve got some good news for you: It really isn’t as hard or as complicated as it seems.

How do I track my student loans? Where can I find all of this student loan information? Just like you should always know how much money is in your checking account, or how much you’ve got saved for emergencies, you should be able to answer these questions.Īt this point, you’re probably feeling really overwhelmed. Once you have all of your student loan information gathered together in one place, you’ll be able to quickly check in to see the progress you’ve made in paying down your debt. For example, knowing whether your loans are federal or private might impact your decision to refinance knowing if your federal loans are subsidized or unsubsidized may make you think twice about entering deferment. Beyond this, keeping track of your student loans will allow you to have a quick snapshot of your finances. The answers to these questions will ultimately impact the strategies that you use to pay off your student loans, so it’s important for you to quickly and easily be able to access the information. If they’re federal student loans, are they subsidized or unsubsidized?.If they’re private student loans, is the interest rate variable or fixed?.Are my student loans federal, private, or a mix?.

How much do I owe on my student loans in total?.And to be organized, you need to keep track of your student loans.īy keeping track of your student loans, you’ll always be able to answer important questions like: The answer to all of these questions, luckily, boils down to one simple piece of advice: If you want to be successful in paying off your student loans, you need to be organized. How can I manage my student loan debt? How can I make my student loans less confusing? How can I pay off my student loans as fast as possible? If you’re anything like me when I graduated, you’ve got a lot of questions when it comes to paying back your student loans.

You know that you have a six month grace period where you don’t have to make any payments, but other than that, you don’t even know what you don’t know. Unfortunately, student loans can be pretty confusing. Please read the disclosure at the bottom of our “ About” page to learn more about our affiliate program.Ĭongratulations, you’ve finally graduated from college! You’ve got the diploma to prove it-and the student loans.

How to keep on track bills